Just joined the list and thanks for all of the valuable info here. We've been a Silverleaf owner for 20 years and to convert to points, we bought 124k points at Las Vegas, bought a returned unit.
A couple of questions to verify what the sales guy told us and clarifications from people with experience on on HICV.
We were told we could rent points and it would go towards the maintenance, which makes more sense vs just paying the maintenance.
We were also told that we locked in our cost of points for a year, and we could buy a minimum of 15000 points in 5k blocks each year to extend that lock in.
Also, per the paperwork, the 5:4 ratio of banking the points goes both ways, that we can move points from my IHG account and use for HICV. I accrue a lot of points as a spire elite member through my travel with work. This seems to be a better way to get points vs buying property, at least until we plan to retire.
Thanks again and I look forward to getting educated on all of this :)
Charles