So after finding this forum and TUG (unfortunately to late to rescind, I may add) I realized my husband and I were...

So after finding this forum and TUG (unfortunately to late to rescind, I may add) I realized my husband and I were duped for our purchase of $12k for $50,000 points at Orange Lake in late August. I am not sure what our MF is off the top of my head. We are looking to vacation more often, preferably international travel with our 4 children, however I see now that 50k in points will get you practically nothing and neither will the 100k when we rollover our points til next year. When looking through the 2018 catalog during the presentation the points were misrepresented as being during the whole stay/vs per night.

My question is if we pay off the full balance next year would it be best to just resell back to Orange Lake and then find another reseller for more points? I also have the IHG credit card so I was looking to earn more points that way, but do those points roll into your HICV account or just your IHG rewards? I know you can rollover your points to IHG after the first two years, so those points would add to whatever I already have accumulated in IHG through the credit card?

How do I make the most of this upsetting situation when the end goal is to travel smart and save money with such a large family.

A